Mortgage rates

• Mortgage and refinance interest rates today, January 14, 2026: Bouncing up from recent lows - These are today's mortgage and refinance interest rates. The 30-year fixed rate bounced up from recent lows, but remains just under 6%. Lock in your rate today.
• BofA pours cold water on what's next for rates under Powell - If you were betting on the Federal Reserve to keep the rate-cut party going, I have some bad news: Bank of America has just poured cold water on that forecast. In a new research note shared with me, analysts revealed an uncomfortable truth:
• Home Values in the West Drop for 9th Straight Month—These Metros Saw Steepest Declines - For nine months in a row, home values have declined in the West, and these major metros took the hardest hit.
• Mortgage and refinance interest rates today, January 7, 2026: A long stretch of stability - These are today's mortgage and refinance interest rates. The 30-year fixed rate has seen little movement since October. Lock in your rate today.
• Mortgage and refinance interest rates today, January 5, 2026: Rates barely above 6% but look for even lower offers - These are today's mortgage and refinance rates. Rates have barely moved since the end of October. To get a low rate, you'll want to shop multiple lenders for your best offer.
• Mortgage and refinance interest rates today, January 3, 2026: Almost exactly where they were one week ago - These are today's mortgage and refinance rates. Mortgage rates continue to hover within a range and are a fraction over 6%. Lock in your rate today.
• Best cash-out refinance mortgage lenders of January 2026 - The best cash-out refinance lenders have strong online tools, fee discounts, and more. Find the best cash-out refi lender for your type of mortgage loan.
• What is the monthly mortgage payment on a $200,000 house? - The monthly mortgage payment on a $200,000 loan will depend on your term length and rate. We did the math to show how much you’ll spend on a $200,000 mortgage.
• When will mortgage rates go down to 5%? They're already below 6% with these lenders. - Mortgage rates may not have reached 5% yet, but they're in the 5% range with several major lenders. Discover how and where to find 5% mortgage rates.
• What the Christmas movie ‘Elf’ can teach us about today's cost of living - To live like the New York-based family in the movie "Elf" today, it would take millions. Here are the biggest financial lessons from the film.