Mortgage rates

• When will mortgage rates go down significantly? This week’s decreases are relatively small. - Mortgage rates have decreased since this time last year, but in the short term, rates have remained stagnant. Learn more about when mortgage rates will go down.
• Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate vs. an even lower 15-year - These are today's mortgage and refinance rates. The average 30-year fixed rate bubbled higher but remains well below where it was one year ago. Lock in your rate today.
• Mortgage and refinance interest rates today for December 1, 2025: Waiting for a dip under 6% - These are today's mortgage and refinance rates, which are close to dipping below the important benchmarks of 6% and 5.50%. Lock in your rate today.
• Mortgage rate predictions for the next 5 years - Mortgage rate predictions for the next five years heavily rely on what the 10-year Treasury yield does. Learn about the rate projections through 2029.